Maximizing Your Social Security
The question isn’t when can you take Social Security? The question is when should you take it?
“I hear so many times, ‘I took Social Security at 62 because that’s what my brother-in-law did or that’s what my co-worker did,’” says Chris Scalese, founder and president of Fortune Financial Group. “And just because it was right for your brother-in-law or your co-worker doesn’t mean it was right for you.”
To help you better understand the many factors that help determine the optimal time to begin collecting your Social Security benefits, Chris and Fortune Financial Group’s Robert Kudrich created “Maximizing Your Social Security,” a complimentary, 44-minute video that examines numerous topics, including:
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Is Social Security going to go broke?
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Will you be penalized for retiring early?
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What might you sacrifice by taking benefits before full retirement age?
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What might you gain by deferring collection until after full retirement age?
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How will your spouse be affected by your collection decision?
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How much can you earn without seeing a reduction in benefits?
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How are Social Security benefits taxed and what counts as provisional income?
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