Checklist Challenge

Our Process
Financial Services
Our Team
Resources
Schedule a Meeting

Our Process
Financial Services
Our Team
Resources
Schedule a Meeting

This checklist is designed to help measure your retirement readiness, guiding you through some of the most pressing retirement concerns.
Enter your information below!

Step 1 of 4

25%

Name*
First Last
Phone Number*
Email Address*
How did you hear about us?*
Please specify*
Income
I have a written budget for all necessary and discretionary spending.*
- Yes
- No
Based on this budget, I have an estimate of the income I will need each year when I retire.*
- Yes
- No
I know the income sources I will have in retirement and the amounts I will receive.*
- Yes
- No
Social Security Income*
Pension Income*
Rental Income*
Other Income*
I know how each of these income sources will be taxed.*
- Yes
- No
I know what year I will retire.*
- Yes
- No
If within five years of retirement, my financial advisor has calculated and documented my income plan.*
- Yes
- No
My income plan indicates which accounts to withdraw from in each year.*
- Yes
- No
My income plan is inflation adjusted and runs through at least age 95.*
- Yes
- No
I know the optimal time to draw Social Security to help maximize the net amount received after taxes.*
- Yes
- No
I know the pension option to choose to help maximize my payments while still providing for my spouse.*
- Yes
- No
I have an inventory of all household assets.*
- Yes
- No
By submitting your personal information, you consent to be contacted by a financial professional regarding your financial strategy for retirement.

Save and Continue Later

Home value*
Other real estate/land*
Checking/savings*
Money market/CDs*
401(k)s*
IRAs*
Other accounts or assets of value*
I know how each of these assets will be taxed when I sell them or take withdrawals from them.*
- Yes
- No
I have an inventory of all household liabilities/debts.*
- Yes
- No
Mortgage*
Auto loans*
Credit card balances*
Other debt*

Save and Continue Later

Medical & Health Care
If retiring before age 65, I have a plan for major medical insurance coverage prior to Medicare.*
- Yes
- No
After age 65, I know which Medicare options are the best for me, factoring in monthly cost, exposure, out-of-pocket expenses and health concerns.*
- Yes
- No
I am maximizing my health savings account (if applicable).*
- Yes
- No
- N/A
I know how I will cover long-term care or nursing care needs and have policies in place.*
- Yes
- No
Advanced Financial Planning
I have a full understanding of my management fees (fees my financial advisor charges).*
- Yes
- No
I have a full understanding of fees within my portfolio (fees on the individual investments and accounts).*
- Yes
- No
My financial advisor regularly reviews my accounts with me.*
- Yes
- No
I have a will.*
- Yes
- No
I have a trust.*
- Yes
- No
My estate plan is reviewed and updated by an estate planning attorney at least every three years.*
- Yes
- No
My financial advisor coordinates with my estate planning attorney to optimize my estate.*
- Yes
- No

Save and Continue Later

Risk Management
If within five years of retirement, my financial advisor has made changes to the risk levels of my investments.*
- Yes
- No
My financial advisor has assessed my current tolerance for risk.*
- Yes
- No
I feel my investments match my risk tolerance.*
- Yes
- No
If there are changes in politics and policies, I’m confident my retirement will still be OK.*
- Yes
- No
Tax-Efficient Strategies
I have a CPA.*
- Yes
- No
My financial advisor reviews my tax returns with me.*
- Yes
- No
My financial advisor coordinates with my CPA to proactively optimize my tax savings.*
- Yes
- No
My financial advisor has addressed a plan to potentially convert taxable retirement income into tax-free income.*
- Yes
- No
I have a plan to help minimize required minimum distributions (RMDs) and taxes on my RMDs.*
- Yes
- No
My estate plan helps to minimize the taxes my loved ones will have to pay on their inherited assets.*
- Yes
- No
By submitting your personal information, you consent to be contacted by a financial professional regarding your financial strategy for retirement.
Would you like to schedule an appointment with a Fortune Financial Group team member?*
- Yes
- No

Save and Continue Later

Ready to Take The Next Step?

For more information about any of the products and services listed here, schedule a meeting today.

Schedule a Meeting

Or give us a call at 570.489.4142

Contact Us

Phone: 570.489.4142
Fax: 570.489.4995
Email: chris@fortune-financial.org

Our Location

200A Tigue St.
Dunmore, PA 18512
Get Directions

Chris Scalese offers Insurance products through the insurance business Fortune Financial Group. Fortune Financial Group is also an Investment Advisory practice that Robert Kudrich, Jr. offers products and services through AE Wealth Management, LLC (AEWM), a Registered Investment Adviser. AEWM does not offer insurance products. The insurance products offered by Fortune Financial Group are not subject to Investment Advisor requirements.

Investing involves risk, including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. None of the information contained on this website shall constitute an offer to sell or solicit any offer to buy a security or any insurance product. Neither the firm nor its agents or representatives may give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any purchasing decisions.

Any references to protection benefits, safety, security, steady and reliable income, or lifetime income streams on this website refer only to fixed insurance products. They do not refer, in any way, to securities or investment advisory products. Annuity guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company. Annuities are insurance products that may be subject to fees, surrender charges and holding periods which vary by insurance company. Annuities are not FDIC insured.

The information and opinions contained in any of the material requested from this website are provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed. They are given for informational purposes only and are not a solicitation to buy or sell any of the products mentioned. The information is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual's situation. 3918528 - 10/24